.calc { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr); gap: 36px; align-items: start; }
.calc-form { display: grid; gap: 18px; }
.calc-form fieldset { border: 0; padding: 0; margin: 0; display: grid; gap: 14px; }
.calc-form legend { font-weight: 700; color: var(--ink); font-size: 1.15rem; margin-bottom: 6px; }
.calc-form .row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.calc-form .field { display: grid; gap: 6px; align-content: start; }
.calc-form .field label { font-weight: 600; color: var(--ink); font-size: .95rem; }
.calc-form .hint, .calc-note { font-size: .82rem; color: var(--muted); font-weight: 400; }
.calc-form input { width: 100%; box-sizing: border-box; font: inherit; font-size: 1rem; padding: 11px 12px; border: 1px solid var(--rule); border-radius: 8px; background: var(--paper); color: var(--ink); }
.calc-form input:focus { outline: 2px solid var(--sky); border-color: var(--navy); }
.money, .pct { position: relative; }
.money::before { content: "$"; position: absolute; left: 12px; top: 50%; transform: translateY(-50%); color: var(--muted); }
.money input { padding-left: 24px; }
.pct::after { content: "%"; position: absolute; right: 12px; top: 50%; transform: translateY(-50%); color: var(--muted); }
.pct input { padding-right: 28px; }
.calc-form details { border: 1px solid var(--rule); border-radius: var(--radius); padding: 14px 16px; background: var(--panel); }
.calc-form details[open] { display: grid; gap: 14px; }
.calc-form summary { cursor: pointer; font-weight: 600; color: var(--navy); }
.calc-form .sub { margin: 4px 0 -4px; font-weight: 600; color: var(--ink); font-size: .92rem; }
.calc-form .btn { justify-self: start; font-size: 1.05rem; }

.results { position: sticky; top: 90px; border: 1px solid var(--rule); border-radius: var(--radius); background: var(--paper); overflow: hidden; }
.results .empty { padding: 26px; }
.verdict { padding: 26px; color: #fff; background: var(--deeper); }
.verdict.deal { background: var(--green); }
.verdict.nodeal { background: #9b2c2c; }
.verdict b { display: block; font-size: 2.6rem; line-height: 1; letter-spacing: .02em; }
.verdict p { margin: 10px 0 0; color: #fff; opacity: .95; }
.res-block { padding: 20px 26px; border-top: 1px solid var(--rule); }
.res-block h3 { margin: 0 0 10px; font-size: 1rem; color: var(--ink); display: flex; justify-content: space-between; gap: 10px; }
.tag { font-size: .75rem; font-weight: 700; padding: 3px 9px; border-radius: 99px; white-space: nowrap; }
.tag.ok { background: #e3f1ea; color: var(--green); }
.tag.no { background: #f7e3e3; color: #9b2c2c; }
.kv { display: grid; grid-template-columns: 1fr auto; gap: 7px 14px; margin: 0; }
.kv dt { color: var(--body); }
.kv dd { margin: 0; font-weight: 700; color: var(--ink); text-align: right; font-variant-numeric: tabular-nums; }
.kv dd.neg { color: #9b2c2c; }
.checks { list-style: none; padding: 0; margin: 12px 0 0; display: grid; gap: 5px; font-size: .9rem; }
.checks li::before { content: "✓ "; color: var(--green); font-weight: 700; }
.checks li.x::before { content: "✗ "; color: #9b2c2c; }
.fix { margin: 12px 0 0; padding: 12px 14px; background: var(--panel); border-radius: 8px; font-size: .92rem; }
.res-cta { padding: 20px 26px; border-top: 1px solid var(--rule); background: var(--panel); }
.calc-fine { font-size: .8rem; color: var(--muted); padding-top: 18px; padding-bottom: 30px; }
.calc-fine p { margin: 0 0 8px; }
.calc-note { font-size: .82rem; color: var(--muted); margin: -6px 0 0; }

@media (max-width: 860px) {
  .calc { grid-template-columns: 1fr; }
  .results { position: static; }
}
@media (max-width: 520px) {
  .calc-form .row { grid-template-columns: 1fr; }
  .verdict b { font-size: 2.1rem; }
}

/* ---- Tools ---- */
.calc-form select { width: 100%; box-sizing: border-box; font: inherit; font-size: 1rem; padding: 11px 12px; border: 1px solid var(--rule); border-radius: 8px; background: var(--paper); color: var(--ink); }
.calc-form .check { display: flex; gap: 8px; align-items: flex-start; font-weight: 400; font-size: .92rem; color: var(--body); }
.big { padding: 24px 26px; background: var(--deeper); color: #fff; display: flex; flex-direction: column; gap: 4px; }
.big span { font-size: .8rem; letter-spacing: .12em; text-transform: uppercase; color: var(--sky); }
.big b { font-size: 2.4rem; line-height: 1.05; letter-spacing: -0.02em; font-variant-numeric: tabular-nums; }
.big small { color: #c9d6e2; font-size: .9rem; }
.big-pair { display: grid; grid-template-columns: 1fr 1fr; }
.big-pair .big + .big { background: var(--deep); border-left: 1px solid rgba(255,255,255,.12); }
.big-pair .big b { font-size: 1.9rem; }
.res-block h3 { font-size: .8rem; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.kv dd.strong, .kv dd.strong + dt { font-weight: 800; }
.kv dt:has(+ dd.strong) { font-weight: 700; color: var(--ink); }
.stack-bar { display: flex; height: 14px; border-radius: 99px; overflow: hidden; background: var(--panel); gap: 2px; }
.seg { display: block; height: 100%; }
.legend { list-style: none; padding: 0; margin: 12px 0 0; display: grid; gap: 6px; font-size: .92rem; }
.legend li { display: flex; align-items: center; gap: 8px; }
.legend b { margin-left: auto; color: var(--ink); font-variant-numeric: tabular-nums; }
.sw { width: 12px; height: 12px; border-radius: 3px; display: inline-block; }
.c1 { background: var(--navy); } .c2 { background: #5b8db8; } .c3 { background: var(--sky); } .c4 { background: var(--gold); } .c5 { background: #8a97a3; }
.fine-note { font-size: .8rem; color: var(--muted); }
.mill-note { font-size: .82rem; color: var(--muted); }
@media (max-width: 520px) { .big-pair { grid-template-columns: 1fr; } .big-pair .big + .big { border-left: 0; border-top: 1px solid rgba(255,255,255,.12); } .big b { font-size: 2rem; } }

.tool-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 18px; }
.tool-tile { display: flex; flex-direction: column; gap: 8px; padding: 24px; border: 1px solid var(--rule); border-radius: var(--radius); background: #fff; text-decoration: none; color: var(--body); transition: border-color .15s, box-shadow .15s, transform .15s; }
.tool-tile .eyebrow { margin: 0; }
.tool-tile h2 { font-size: 1.25rem; color: var(--ink); margin: 0; }
.tool-tile p { margin: 0; font-size: .95rem; }
.tool-tile .go { margin-top: auto; padding-top: 8px; color: var(--navy); font-weight: 700; }
.tool-tile:hover { border-color: var(--navy); box-shadow: 0 10px 26px rgba(16,41,63,.09); transform: translateY(-2px); }
@media (prefers-reduced-motion: reduce) { .tool-tile:hover { transform: none; } }